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Posted4 months agoActive4 months ago
Ask HN: UTCP and Payments, should we standardize anything?
artificial intelligencepayments processingstandardization
Ask HN: UTCP and Payments, should we standardize anything?
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Discussion (5 comments)
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Payments are a flow-based and rule-based deterministic part of an order. There is no AI decision making involved for them.
The role that AI can honestly play here is in collecting payment information, e.g. a credit card number, checking account number, or providing information for a cryptocurrency transfer, but that's not the same as executing the payment itself.
The AI's job is to dispatch the order with the payment information, and that is all.
UTCP is a rule-based deterministic protocol for tool calling. No AI here. Agents can use the protocol, but its there to handle the stuff the AI shouldn't need to see.
4 months ago
In the UTCP world, choosing what to develop is easy: Just look to the MCP world for what's strongly used.
the problem concretely is that they currently cannot get the right authentication for checking out, or sending a payment, because it is not standardized
so the question is, how can we help them achieve that?