Not Accepting Cards as Payment to Avoid Chargebacks

Not accepting credit or debit cards can be a viable strategy to avoid chargeback fees, especially for small businesses with limited resources. However, it's essential to consider the potential impact on customer convenience and acquisition. UPI and net banking are popular payment methods in India, but they might not be as widely accepted or convenient for international customers. To mitigate chargeback risks, businesses can also consider using payment gateways with robust chargeback protection or implementing measures like clear refund policies and customer support.