The Bank of Mom and Dad: How Parents Insure Against Income Shocks
Posted4 months agoActive4 months ago
governance.fyiOtherstory
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Family FinanceIntergenerational WealthFinancial Risk
Key topics
Family Finance
Intergenerational Wealth
Financial Risk
Discussion on how parents insure against income shocks and the potential risks of intergenerational financial support.
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Sep 15, 2025 at 11:25 AM EDT
4 months ago
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Sep 15, 2025 at 11:26 AM EDT
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Sep 15, 2025 at 11:38 AM EDT
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Discussion (2 comments)
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al_borland
4 months ago
I’ve seen many people put their own retirement at risk by giving their children too much help for too long. They meant well, but put themselves in a very vulnerable position. Due to their children not learning how to take care of themselves, they are in no position to return the favor and help their parents in retirement.
toomuchtodoAuthor
4 months ago
Paper: Insuring Labor Income Shocks: The Role of the Dynasty - https://www.nber.org/papers/w34253 | https://doi.org/10.3386/w34253
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ID: 45250794Type: storyLast synced: 11/17/2025, 2:05:23 PM
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