I Made a Fire/ Retire Early Calculator
Postedabout 2 months agoActiveabout 2 months ago
planwell.aiOtherstory
supportivepositive
Debate
10/100
Fire MovementRetirement PlanningPersonal FinanceFinancial Independence
Key topics
Fire Movement
Retirement Planning
Personal Finance
Financial Independence
The author created a calculator for planning early retirement and achieving financial independence.
Snapshot generated from the HN discussion
Discussion Activity
Light discussionFirst comment
30m
Peak period
2
0-1h
Avg / period
2
Key moments
- 01Story posted
Nov 15, 2025 at 11:15 AM EST
about 2 months ago
Step 01 - 02First comment
Nov 15, 2025 at 11:45 AM EST
30m after posting
Step 02 - 03Peak activity
2 comments in 0-1h
Hottest window of the conversation
Step 03 - 04Latest activity
Nov 15, 2025 at 11:54 AM EST
about 2 months ago
Step 04
Generating AI Summary...
Analyzing up to 500 comments to identify key contributors and discussion patterns
ID: 45938414Type: storyLast synced: 11/17/2025, 4:10:18 AM
Want the full context?
Jump to the original sources
Read the primary article or dive into the live Hacker News thread when you're ready.
Instead of the percentage of income at retirement offer the option of a monthly value. The percentage makes sense if you're planning on remaining in the same locality and attempting to stay at your same lifestyle level. A monthly value makes more sense if your plan is to move to an area with a significantly different cost of living and/or significantly change your current lifestyle.
The other suggestion would be around social security, investment accounts other retirement income and the age in which these apply. It appears that it starts factoring in at the age you specify retiring at. It would be more accurate to factor that in starting at a specific age. For example if I had stocks and a 401k and social security. These all have different points in which you should take out of them for the best benefit. If I wanted to retire at 55 I need to know how long my stock portfolio could maintain my lifestyle and then at 59 and a half I can begin to factor in my 401k. Then depending on my age and what kind of social security benefit level I want I would factor it in at that time.
This would provide the best visualization to see exactly how things will pan out.