Almost Ready to Launch My SAAS – but One Feature Is Holding Me Back Badly
Key topics
It’s working fine with a few private clients, and I’d like to go public soon.
The missing piece is on-demand payouts. I need individuals to request payments in INR or major world currencies, and I should be able to trigger them via API from my web app.
My main Issues:
I'm only able to receive international currencies but i've no way i can trigger a payout to users in other currencies. Indian Regulations in terms of outward remittance are very tight.
I really need some guidance here , how to navigate this ? Is there a way i can open account in another country virtually and operate ?
The author is struggling to launch their SaaS due to difficulties with on-demand payouts, particularly with Indian regulations restricting outward remittances, and is seeking guidance on navigating this issue.
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This might be the 1 roadblock now, but I assure you there are many others right after this... and you shouldn't take internet advice for these
1. Multi-Entity Structure
Many Indian SaaS companies establish subsidiaries in business-friendly jurisdictions like Singapore, Dubai (DIFC/ADGM), or Delaware. The Indian entity provides services to the foreign subsidiary, which then handles international payouts. This requires proper transfer pricing documentation and compliance in both jurisdictions.
2. Payment Service Providers
Consider platforms like:
Wise Business (formerly TransferWise) Payoneer Stripe Connect (for marketplace-style payouts) RemitOUT or BookMyForex for Indian companies These can handle multi-currency payouts while managing compliance.
3. Virtual Account Solutions
Some fintech providers offer virtual accounts in different countries, but ensure they're fully compliant with both Indian and destination country regulations. Simply "opening accounts virtually" without proper legal structure can create tax and compliance issues.