The Hedge Funds Are Hiring

I find it so despairing that the more you want to make a higher return on investment aka the more risk taking....the harder it is to actually make money in the long run.

Say your a fresh student out of college looking to invest 5 grand. The S&P500 will just make enough you can fight inflation. Want to make money you can spend in the next year or 2? Well that means you have to accept more risk if you want better returns.

For a new college student who has 5 grand, I get the long term goal is to build money. But I also see that as 5k which could be used right now on a vacation or funding a dream. This is opportunity cost. When you invest, in order to make money we lock our investment into the market where the harder it is to liquidate the better returns you will see on average.

All of this is incredibly depressing when you feel like you know just enough to know how your screwed with where your at, and feeling like this is not a viable method to build financial success. Worst is knowing how little you know, despite trying to learn about economics and financial theory....and realising you basically are stuck with traditional paths of investing.